E-commerce RWA vaults · Airdrop guide

Dow Protocol airdrop guide

Dow Protocol, which lends to e-commerce sellers through on-chain vaults, runs a Dow XP program for social quests and referrals. It hasn't announced a token or an airdrop.

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Is there a Dow Protocol airdrop?

Not officially. Dow Protocol runs a Dow XP program, but when we checked its site, app and docs on 30 September 2026 we found no token, airdrop or snapshot announced. XP has no stated value.

The points page also tracks a second balance, DOW Points, and asks Sui users to bind both their BNB Chain and Sui wallets for it. Dow hasn't said what either balance is for.

What Dow Protocol is

Dow Protocol lends working capital to cross-border e-commerce sellers. Marketplaces take 14 to 28 days to pay sellers, according to Dow, so it advances stablecoins against those pending payouts and collects repayment at the platform level. It builds on Dowsure, which its docs say has already made this kind of financing work in practice.

Users supply the money through 90-day vaults on BNB Chain and, with Volo, on Sui. On 30 September 2026 the app listed one vault at 10% APY and one at 15%.

How Dow XP works

Each quest on the points page pays 50 XP: connecting X, sharing a post about Dow once it passes review, connecting Telegram, connecting Discord, and inviting a friend. Connecting X comes first, and referrals open only after your first post is approved.

Dow Protocol airdrop step-by-step guide

  1. Open the Dow XP page and connect an EVM wallet. BNB Chain is Dow's main network.
  2. Connect your X account, then publish a post about Dow and submit it for review.
  3. Link Telegram and Discord from the same quest list.
  4. Once your post is approved, share your referral link.
  5. Before depositing, read the vault terms, including the auto-roll deadline.

Join Dow ProtocolOpens app.dowprotocol.com

Dow Protocol costs and fees

The quests are free. Vault deposits are optional and lock stablecoins for a 90-day term, which opens with a subscription window (7 days by default) that earns no yield.

Dow Protocol risks and eligibility

  • No token or airdrop has been announced, and XP may never convert into anything.
  • Vault returns depend on merchants repaying their loans. Dow's risk disclosure says the estimated APY isn't guaranteed.
  • With auto-roll on, you must cancel by day 83 of a term or your principal moves into the next term.
  • The terms exclude people in mainland China, Hong Kong, Singapore, the United States, Australia and sanctioned countries, and ban VPNs used to get around this.

Who is behind Dow Protocol?

Dow announced a $10.5 million seed round in August 2026, backed by MH Ventures, Mapleblock, Arcane Group, Moonhill Capital, HSK Chain, Essentia Partners and Quartet Group. Its docs name David Chen, founder of Huashan Capital, as chief executive. Bailsec audited the contracts in April 2026.

Sources

  1. Dow XP and DOW Points Dow Protocol app
  2. Dow Protocol documentation Dow Protocol
  3. Terms and conditions Dow Protocol,
  4. Dow Protocol's $10.5 million seed round Dow Protocol on X,
  5. Dow Protocol bags $10.5M to bring RWA financing to e-commerce merchants crypto.news,

This guide explains how the program works. It isn't financial advice, and no airdrop is guaranteed. Check Dow Protocol's official channels before you connect a wallet or deposit funds.